This class exists in these courses :
• Faculté de Gestion, Economie & Sciences - Masters - Master 1 Droit et Gestion de Patrimoine - S1 - 2 ECTS

Prerequisites

Basic understanding of banking law - Awareness of the concept of real and personal collateral

Learning outcomes

Analysis of a credit offer and its components
Analysis of regulations related to credit operations

Course description

Discovery from credit offers and legal constraints inherent in the business and the texts governing the activity of a banker in this area
Analysis of credit growth (commercial aspects and risk)
Discovery of the organization of a credit department, support structure essential to the business
Part 1: Analysis of legal texts surrounding the business of lending to individuals (records, Bank of France, Scrivener Law, Neiertz and SRU, when can people get a credit?)
Part 2: Extending a credit offer
- Building credit and extending the offer
- Implementation of safeguards and insurance
Part 3: Business Cases

Class type

Class structure

Teaching methods

Assessment